Smart Borrower Guides

The LendingTree Smart Borrower Guides are designed to walk you through the process of getting a home loan, buying your first home, or making other key financial decisions. Each guide provides easy-to-understand information, plus handy worksheets and other tools that will arm you with the knowledge you need to make smart borrowing decisions.

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PDF Icon Guide to Refinancing Your Home
(7.66 MB) PDF 10 pages


All you need to know about mortgage refinancing, including how to choose the best mortgage options for your needs and how to determine the best time to refinance.
PDF Icon Guide to Mortgages
(2.38 MB) PDF 19 pages


Explore your mortgage options and learn how to choose the home loan that's best for you.
PDF Icon Guide to Adjustable-Rate Mortgages (ARM)
(5.01 MB) PDF 18 pages


Adjustable-rate mortgages can save you money, but they can also be complex. Learn the ins and outs of ARMs with this helpful guide.
PDF Icon Guide to Buying Your First Home
(5.37 MB) PDF 15 pages


A special guide for first-time home buyers with helpful tips about getting ready to buy, finding the right home, making an offer, choosing a mortgage, and more.
PDF Icon Guide to Home Equity Loans
(2.27 MB) PDF 11 pages


Learn how to put your home's equity to work for you with a home equity loan or line of credit.
PDF Icon Guide to Credit
(2.41 MB) PDF 12 pages


Learn why a good credit score can save you money and find helpful tips on how to improve your credit rating.
PDF Icon Guide to Smart Borrowing
(2.24 MB) PDF 17 pages


The LendingTree Guide to Smart Borrowing will help you get (or stay) on the path to financial freedom. Becoming a smarter borrower is a life-long journey, and it's never too early or too late to start.