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Smart Borrower Center | Tools & advice to help you borrow better

Welcome to the Smart Borrower Center

Get the tools and advice you need to make smart borrowing decisions. From mortgage calculators and expert advice to informative videos and helpful articles, you’ll find it all right here.

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Borrowers benefit as Fed lowers rates
Zero bank interest rate could make home loans more affordable.
Mortgage rates near record lows
Low mortgage rates entice home buyers and spur refinancing.
Rates drop on government bailout news
Announcement leads to huge one-day decline in mortgage rates.
New program streamlines mortgage modifications
New mortgage modification program offers a faster, simpler way for homeowners to get more affordable mortgage payments.
Avoiding negative equity
Home buyers can position themselves to avoid being underwater on their mortgage.

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